Personal Checking Accounts

First Choice Checking

• Membership account - $7.50 membership fee per month
• FREE online banking and bill pay
• Unlimited check writing
• Image statement provided monthly
• $100 minimum deposit to open your account
• No fee for Money Orders, Cashier's Checks, and Traveler's Checks
• Reduced fee license sticker renewals
• Free or reduced cost checks
• No issue fee on debit card
• One year free rental of 3" x 5" safe deposit box
• Eligible for no minimum balance, premium interest rate savings account

First Platinum Checking – for customers over age 55

• No monthly service fee
• $100 minimum deposit to open your account
• FREE online banking and bill pay
• Unlimited check writing
• No minimum balance to maintain
• Image statement provided monthly
• No fee Money Orders, Cashier’s Checks, Traveler’s Checks
• Reduced fee for license sticker renewals
• Free or reduced cost for checks
• No issue fee on debit card
• One year free rental of 3”x 5” safe deposit box
• Eligible for no minimum balance, premium interest rate savings account

Regular Checking

• Unlimited check writing
• FREE online banking and bill pay
• Image statement provided monthly
• $100 minimum deposit to open your account
• No monthly service fee for maintaining a monthly balance of $500 or more
• $7 service fee if balance falls below $500
• No monthly service fee with automatic Direct Deposit of payroll, retirement or Social Security checks
  

First Student Checking

• $25 minimum deposit to open your account
• FREE online banking and bill pay
• Unlimited check writing
• No minimum balance to maintain until your 22nd birthday
• Image statement provided monthly
  

Simply Free Checking

• Unlimited check writing
• FREE online banking
• Bill pay available for $4.95/month
• $25 minimum deposit to open your account
• No monthly service fee
• No minimum balance to maintain
• Text only statement provided monthly
  

First Opportunity Checking

A second chance at a checking account with limited features for those with previous NSF issues.

• $25 minimum deposit to open your account
• Unlimited check writing
• Image statement provided monthly
• No minimum balance to maintain
• $8 monthly service fee for the first 6 months (reviewed after 6 months at the bank's discretion)
• No Debit card allowed for 6 months
  

Now Interest Checking

• Unlimited check writing
• FREE online banking and bill pay
• Image statement provided monthly
• Interest rate is subject to change daily
• $500 minimum deposit to open your account
• $10 fee per month if minimum daily balance falls below $500 during the month.
  

Super Now Interest Checking

• Unlimited check writing
• FREE online banking and bill pay
• Interest rate is subject to change daily
• $1,000 minimum deposit required to open your account
• Image statement provided monthly
• $12 fee per month if minimum daily balance falls below $1,000 during the month.
  

Money Market Checking

• $2,500 minimum deposit required to open your account
• Interest rate subject to change daily
• $15 service fee if the minimum daily balance falls below $2,500 during the month
• Six withdrawals allowed per month, of which three may be made by check, draft, or similar order by depositor and paid to third parties
• $10 service fee for each withdrawal in excess of six per month
• Multiple tier interest rate structure
  

Relationship First Accounts - Designed for the employees of our business customers.

Basic Free Online Banking & Bill Pay Debit Card issuance fee waived Up to $10 ATM Fees Reimbursed Monthly Free Money Orders Free Cashier’s Checks Free Traveler’s Checks Free meeting with Financial Consultant Free Rental of 3x5 Safety Deposit Box for one year**

Plus - must have Direct Deposit to be eligible FREE Online Banking & Bill Pay Debit Card issuance fee waived Up to $25 ATM Fees Reimbursed Monthly FREE Money Orders FREE Cashier’s Checks FREE Traveler’s Checks FREE meeting with Financial Consultant FREE Rental of 3x5 Safety Deposit Box for one year** Interest earned when balance is greater than $1,000 No Minimum Balance Savings Account FREE ***

** subject to availability
***with auto transfer from DDA of $25 or more per month

Personal Online Banking

Personal Checking

Personal Savings

Money Market

CDs and IRAs

Senior Services

Safe Deposit Boxes

Bank Cards

Smart Points Rewards

Loans