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Personal Savings Accounts

First Choice Savings

  • Only available to First Choice Checking members.
  • $100 minimum deposit required to open your account.
  • No minimum balance.
  • Premium interest rate.
  • Interest rate is subject to change daily.
  • Interest is compounded and credited quarterly.
  • Combined monthly checking and savings statements.
  • Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per month.
  • $1 fee per withdrawal in excess of nine per quarter.

First Platinum Savings (for those customers over age 55)

  • Only available to First Platinum Checking members.
  • $100 minimum deposit required to open your account.
  • No minimum balance.
  • Premium interest rate.
  • Interest rate is subject to change daily.
  • Interest is compounded and credited quarterly.
  • Combined monthly checking and savings statements.
  • Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per month.
  • $1 fee per withdrawal in excess of nine per quarter.

Statement Savings

  • You receive a regular statement of activity on your account at least quarterly.
  • Interest rate is subject to change daily.
  • Interest is compounded and credited quarterly.
  • $100 minimum deposit required to open your account.
  • Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 per month.
  • $1 fee per withdrawal in excess of nine per quarter.
  • $4 fee per quarter if minimum daily balance falls below $100 during the quarter.

Health Savings Accounts (for those who qualify)

  • $100 minimum required to open your account.
  • To be used for Medical Expenses. Please see a tax advisor for qualifying information.
  • Premium interest rate.
  • Image statement provided monthly.

Christmas Club

  • A great way to set money aside for any special purpose each year!
  • Interest rate is subject to change daily.
  • Interest is paid annually, at the time your special Club check is mailed to you.
  • No withdrawals permitted except for annual disbursements by check in October.



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